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Search IFSC code by bank name, branch, city or state. Accurate IFSC codes for NEFT, RTGS and IMPS transfers across 170+ banks in India.
MoneyMint's IFSC Code Finder covers 170+ banks and 1,00,000+ branches across India — including SBI, HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank, Bank of Baroda, Canara Bank, and all payment banks. Updated regularly for accuracy.
IFSC Code (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify every bank branch in India. It is used to process electronic fund transfers through NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).
The first four characters of an IFSC code represent the bank, the fifth character is always zero (0), and the last six characters identify the specific branch. For example, in the IFSC code SBIN0001234, "SBIN" stands for State Bank of India, "0" is a placeholder, and "001234" is the branch code.
Finding an IFSC code on MoneyMint is simple. Use the search box above to search by bank name, branch name, city, or state. You can also browse by bank from the list below. Each bank page lists all states, cities, and branches with their IFSC codes, MICR codes, and branch addresses.
You can also find your IFSC code on your bank cheque book (printed at the bottom), passbook, bank account statement, or your bank's official mobile app.
Whenever you initiate a bank transfer — whether through net banking, mobile banking, or a payment app — you need the correct IFSC code of the recipient's bank branch. An incorrect IFSC code can result in failed or delayed transactions.
NEFT transfers are processed in batches and are available 24x7. RTGS is used for high-value transfers above ₹2 lakh and is settled in real time. IMPS allows instant transfers at any time including weekends and holidays. All three require a valid IFSC code.
IFSC code is an 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic fund transfers like NEFT, RTGS, and IMPS.
You can find your bank's IFSC code on your cheque book, passbook, bank statement, or by searching on MoneyMint's IFSC code finder using your bank name, branch, city, or state.
No, IFSC code is not required for UPI payments. However, it is mandatory for NEFT, RTGS, and IMPS bank transfers.
Yes, IFSC codes can change when banks merge, rebrand, or when branches relocate. Always verify the IFSC code before initiating a transfer.
An IFSC code has 11 characters: the first 4 represent the bank name, the 5th character is always 0, and the last 6 characters identify the specific branch.